Medical Bankrupticies: What You Can Do To Protect Yourself

First the bad news: about 2,000,000 personal bankruptcies each year are caused by unexpected medical expenses. Of all those people, 1,500,000 have (or had) health insurance before they ran into difficult financial straights.

But wait a minute. Isn't the whole idea behind health insurance - security? The financial security that comes from knowing that you're covered if something goes wrong with your body? You say you're covered, but what if your medical "situation" exceeds your policy limits? Then what?

No one wants that to happen, so the question is: are there other options? For instance, is there a way to "insure" against getting sick in the first place? Most people assume that's not possible, but personally, I disagree.

Several years ago my wife Sandy and I stumbled onto a very unusual health product. We both had our own experiences with it and have seen it work miracles for others.

But before going there, I'd like to explain something. To me, health insurance should be about staying healthy. In China, for instance, doctors used to be paid only if they kept you healthy. That's what I call real health insurance. And although the U.S. has some of the best-trained, dedicated physicians in the world, heart disease, cancer, strokes, and autoimmune diseases are all on the rise.

Clearly, our health isn't being protected - at least not to an appreciable extent. The medical paradigm in the U.S. is mostly about treating symptoms, not fostering health. And while we're all very grateful to doctors for all their efforts, symptom treatment is intrinsically short-sighted.

If symptom treatment was effective in restoring health, people would be getting well and staying well. But that's not what usually happens.

There's a growing movement of people who've recognized the shortcomings of the traditional medical/pharmaceutical "health" model. They're not stupid. For instance: 106,000 annual deaths from properly prescribed prescription drugs sure got my attention when I heard the news. Check it out on the net. It's a fact.

OK. So everyone knows there's a problem. Again, the question is: are there options out there and if so, what are they?

As I was saying earlier, there is an option. I can say that because I have personal proof. Four years ago, I was diagnosed with a heart condition called atrial fibrillation. It wasn't painful per se, but the irregular, spasmodic poundings inside my chest were very disconcerting.

My wife Sandy and I were in Maui when a friend of ours told us about something called glyconutrition. Now, I'm a fairly open-minded kind of a guy and I've been interested in health supplements for a long time, so I decided to try it. (By the way, nothing I was taking before then was helping my heart condition). After a few months, the condition went away. It hasn't returned since.

Sandy also had a positive health reversal. She was in a lot of pain from neck surgery she'd had seven years earlier. She also decided to try the glyconutrients. It took a little longer for her, but her pain subsided and surgery was avoided.

My point in telling you these two stories is that we saved a ton of money and who knows how much pain and suffering by not having to undergo surgery. I don't know if my atrial fibrillation would have led to a worsening condition requiring surgery, but I do know that Sandy was considering a second neck surgery before we heard about glyconutrients.

Since then, we've learned a lot more about the science behind glyconutrients and why this new category of nutrient is turning around so many health conditions for so many people.

Even highly trained medical doctors and surgeons are taking notice. Case in point: Dr. Ben Carson is the department head of pediatric neurosurgery at Johns Hopkins Medical Center. A severe form of prostate cancer led him to discover glyconutrients. Long story short: he attributes to them his complete recovery. He now recommends glyconutrients to all his patients, to his staff and others as well.

Without going into a lot of complicated detail, science now has a pretty good idea about why glyconutrients seem to be helping so many different kinds of health conditions. The bottom line is this: enhanced cell-to-cell communication.

Glyconutrients provide the body with highly specialized building blocks that the body transforms into communication molecules that all cells use. Without an adequate supply of these molecules, communication starts to break down and illness starts to creep in.

The reason glyconutritional supplements are so effective is this: our diets suck. Let me explain. If we got all the nutrients we needed in our diet, we'd rarely get ill. By the way, the scientific evidence to support that statement is huge.

But because 90 percent of the food we eat is processed (devoid of essential, health-promoting nutrients) and for a number of other reasons, we're not getting the nutritional build blocks our bodies need in order to stay disease-free.

Bottom line: understand the powerful relativity between the nutrients we consume and the state of our health.

So to reiterate - there are options for warding off illness and medically related bankruptcy. Just don't look for them in the current medical - pharmaceutical - health insurance paradigm. Look for them in the emerging science of glycobiology - the same science that's starting to describe the cellular mechanisms behind the major health recoveries that thousands of glyconutrient users are now reporting.

David Lear is an independent nutrition researcher and free-lance writer. His main interest is in cutting-edge supplements that improve health and reverse illness. For further information, visit http://www.glycoresults.com

How Do I Lower My Auto Insurance Rates?

Since there are many factors that go into determining your... Read More

I Was In An Accident, Will My Car Insurance Rates Go Up?

You were on the phone, got distracted and before you... Read More

Long-Term Care Insurance: Eldercare Solution

When I suddenly had to become a fulltime caregiver to... Read More

Free Money Saving Auto Insurance Tips

Our money saving auto insurance tips were written for one... Read More

Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle Choices

As you probably know all to well, the cost of... Read More

Why Does Health Insurance Cost So Much?

Why does health insurance cost so much? Year after year,... Read More

How To Best Handle Health Insurance Plan Changes

Many economists have suggested and recent economic data indicates that... Read More

How Is Your Auto Insurance Policy Price Determined?

The average auto insurance policy price is derived from a... Read More

How To Save Money On Your Homeowners Insurance?

In order to save money on your homeowners insurance you... Read More

Your Personal Injury Insurance Claim: Several Crucial Insights Into Medical Reimbursements

The best judge of Total Disability and/or Partial Disability is... Read More

What Is Homeowners Insurance Coverage?

Before attempting to find the best homeowners insurance coverage you... Read More

How Many Homeowner Insurance Quotes Do I Need To Save Money?

Homeowner insurance quotes can vary in the amount they cost... Read More

High Deductible Health Insurance Plans For Individuals and Families

Do you pay more attention to your car than your... Read More

Consumer Directed Health Plans

Most of you have heard about "consumer directed health plans".... Read More

Will Online Automobile Insurance Quotes Really Save Me Money?

If you're looking to save money on your auto insurance... Read More

What Is Meant By Automobile Insurance Standard Coverage?

Automobile insurance standard coverage is the basic amount of insurance... Read More

Gain An Advantage Over Your Competition By Controlling The Cost Of Your Health Insurance

As many of us expect, the New Year will bring... Read More

Insights Into Your Med-Pay Insurance Coverage

While Legal Romantics would like to characterize the trial of... Read More

Handling Your Motor Vehicle Accident With Your Own Insurance Company

This "How To" article is crucial, up-to-date information concerning what... Read More

Motor Vehicle Accident Insurance Claim Guide

This is a FREE Insurance Claim GuideYour "Motor Vehicle" can... Read More

Outside Pressures On The Typical Insurance Adjuster

Insurance adjusters are not without outside pressures they must deal... Read More

Six Crucial Insurance Claim Possibilities

There are DOZENS of insurance claim possibilities which will increase... Read More

Medical Bills - Evaluating Your Personal Injury Insurance Claim

The value of a personal injury claim has a direct... Read More

Insurance Claim: Collecting Your Lost Wages

A couple months ago you were toolin' on down the... Read More

Accident Factoids

Accidents, personal injuries and insurance claims are here to stay.... Read More